1. Tell us the requirement
Start with the amount, purpose and timing. You do not need to choose the correct product first.
Larger & specialist funding
Finance for Solicitors and Law Firms
Finance for a law firm should be matched to what the practice needs to fund and how it will repay. Working capital, tax, insurance premiums, disbursements, acquisitions, partner changes, premises and equipment create different requirements; NBS can review the appropriate starting route through suitable providers and specialist partners.
Usually takes around 5–8 minutes. An enquiry does not commit you to taking finance.
Access to 250+ funding routes through our lender & specialist partner network.
Match the purpose to the funding route
| Practice requirement | Starting point to review | Information that matters |
|---|---|---|
| Working capital or longer-running cases | Cash-flow funding or a specialist route where appropriate. | Fee receipts, work in progress, billing cycle and repayment. |
| Tax or VAT | Business tax funding. | Liability, due date and affordability. |
| PII premium | A suitable premium-funding arrangement if available. | Quotation, insurer, renewal date and payment terms. |
| Disbursements or case expenditure | Individual specialist review. | Case mix, expenditure, expected receipts and contractual terms. |
| Fee-block, case or practice acquisition | Acquisition finance and transaction review. | What transfers, valuation, liabilities and contribution. |
| Partner buy-in, buy-out or succession | Borrower and ownership structure review. | Partnership/shareholding terms and repayment source. |
| Office, technology or equipment | Commercial property or asset finance. | Asset or premises details, use and contribution. |
These are needs to assess, not confirmation that every specialist product is available. Provider appetite and the practice’s circumstances determine what may be considered.
Acquisitions and partner changes
Distinguish acquiring a legal practice from buying a fee block or particular case interests. The provider needs to understand the assets, client or fee relationships, liabilities and permissions relevant to the transaction. Share or asset purchases, deferred consideration, buyer contribution and post-completion working capital may affect the structure.
For partner buy-ins, buy-outs or succession, identify the actual borrower, ownership changes and repayment source. Practice cash flow and an individual partner’s obligations should not be conflated. Compare business acquisition finance for the wider transaction framework.
Working capital, premiums and disbursements
Explain when costs fall due and when fees are expected to be collected. Longer-running cases can create uncertain timing and recovery. Disbursement or case-related requirements need specific review rather than an assumption that ordinary invoice finance will cover unbilled work.
Provide PII quotation details for premium funding and the amount and deadline for tax or VAT funding. Funding is not a substitute for appropriate practice financial management or professional obligations.
Provider assessment and practice information
Providers may review entity type, partners or shareholders, trading history, accounts, management figures, fee concentration, billing and collection performance, current borrowing and the funded purpose. Specialist requirements may need additional case, premium or acquisition information. Describe material issues early so the review reflects the practice accurately.
Useful information to prepare
You do not need every item to start. Tell us the amount, purpose and timing; NBS can explain what would help the next review.
- Legal entity, partnership or shareholding structure
- Accounts, management figures and recent bank statements
- Amount, purpose, deadline and repayment explanation
- Current facilities, security and borrowing commitments
- PII quotation, case/disbursement or fee-block information as applicable
- Acquisition terms, target financials, contribution and ownership changes where relevant
Important considerations
- Case outcomes and fee collection timing may be uncertain.
- Borrower structure, security and guarantees require individual consideration.
- Specialist partners may apply additional criteria or decline a requirement.
- Review total cost, repayment obligations and the effect on practice cash flow.
NBS Finance is a commercial finance broker and introducer, not a lender. Providers make funding and credit decisions and set the amount, charges, security and terms. An enquiry or introduction does not guarantee finance.
The NBS enquiry process
2. Review the starting route
NBS reviews the information and identifies an appropriate starting route through its lender and specialist partner network.
3. Provider assessment
A suitable provider may request further information and decide whether to offer terms. Review any offer before committing.
Frequently asked questions
Do I need to select a finance product first?
No. Explain what the practice needs to fund, the amount and timing. NBS can review a relevant starting route.
Can case-related expenditure be funded?
It needs individual specialist review. This page does not guarantee disbursement or case-acquisition funding.
Can finance support a partner buy-out?
It may be reviewed, depending on borrower structure, terms, contribution, repayment and provider appetite.
Is NBS a specialist legal-sector lender?
NBS is a commercial finance broker and introducer, not a lender. Suitable providers or specialist partners assess any proposed funding.
Tell us what the business needs
Tell us the amount, purpose and timing. We can review which starting route appears most relevant.
One enquiry. No commitment to take finance. Subject to provider assessment and terms.