Funding routes

Finance options for UK limited companies

Start with what your business needs to buy, refinance or fund—from working capital and stock to assets and unpaid invoices. This comparison points towards a sensible starting route; the provider makes its own assessment.

Start your funding enquiry Use the funding calculator

NBS Finance primarily supports UK limited companies as a commercial finance broker and introducer, not a lender. NBS can access its lender panel and other broker/intermediary relationships. Providers determine their own rates, charges, fees, security and terms. An enquiry or introduction does not guarantee an offer.

Choose by what you need

You do not need to know the product name. Find the outcome closest to yours, then open the route guide or describe the requirement in the enquiry form.

A starting-route comparison for common commercial funding needs
Need	Starting route	Have ready	Action
Fund working capital, stock, tax, a contract or business growth	Business loan	Amount, purpose, timing, trading history, turnover and existing commitments	Explore business loans
Buy a vehicle, plant, machinery or equipment	Asset finance	Asset quotation, supplier, possible deposit and basic trading details	Explore asset finance
Release value from an existing business asset	Asset refinance	Asset details, proof of ownership, current agreement or settlement figure	Explore asset refinance
Manage a gap while eligible B2B invoices are unpaid	Invoice finance	Aged debtor information, payment terms, major customers and any disputes	Explore invoice finance
Fund construction payment cycles or recruitment payroll	Specialist invoice finance	Contracts and payment documents, or timesheets, payroll cycle and invoices	Construction or recruitment

This comparison is a starting guide, not an eligibility decision or financial advice.

If your requirement does not fit one row exactly, use the enquiry form and describe the outcome you need. There is no need to select a route at random.

What happens next

Share the requirement

Tell us what the business needs, the amount involved and the timing.

Discuss the starting route

NBS Finance reviews the initial details and asks any points needed to understand the enquiry.

Provider assessment

If a route appears suitable and you agree to an introduction, the provider assesses the application and explains its terms.

Tell us the outcome you need

Describe the amount, purpose, asset, invoices or existing agreement involved. You can leave the product matching to the conversation.

Start your funding enquiry

NBS Finance is a broker and introducer, not a lender. Finance is subject to status, provider assessment and terms.