Asset-based lending
Review several eligible asset pools when invoices alone do not explain the whole requirement.
Commercial finance for UK limited companies
Tell us what your business needs to fund
Working capital, stock, tax or growth. A vehicle, plant or machinery. Unpaid business invoices. Start with the outcome—you do not need to choose the finance product.
Business loans
Working capital, stock, tax and growth
Asset finance
Vehicles, plant, machinery and equipment
Invoice finance
Eligible unpaid business-to-business invoices
Asset refinance
Release value from vehicles, plant or machinery you own
Six guided steps. Best estimates are fine. Prefer to talk? Call 07849 709772.
NBS Finance is a broker and introducer, not a lender, and primarily supports UK limited companies. NBS does not charge the client a separate broker fee. Finance providers determine their own rates, charges, fees, security and terms. An enquiry does not guarantee an offer.
Start with the business decision
For a new requirement, explain what the money will achieve and how the business expects to meet the repayments. For existing invoice finance, compare eligible debt, reserves, drawings, usable cash and total charges before deciding whether to stay, renegotiate or switch. NBS can clarify the requirement and coordinate a relevant introduction through its lender and specialist partner network; the provider assesses the case and sets any terms.
Review an existing invoice facility or compare starting routes. An enquiry is not sent to every provider and does not guarantee an offer.
Need an answer before completing the enquiry?
You can ask a short written question first. Include the company, purpose, rough amount and timing if known. Please leave bank statements, detailed customer ledgers and other sensitive documents until a secure route has been agreed.
Email an initial question or call 07849 709772. A general question does not itself authorise a lender introduction. The full funding enquiry remains available when you are ready.
Need the vehicle as well as the funding?
If your business needs a van but has not found the right one yet, tell NBS what you are looking for. National Auto Sales can check suitable vehicle options; a funding request is separate.
Find a van for my businessFind a starting point
Which of these sounds closest?
Choose one answer for an instant starting route. It is not an eligibility decision.
A business loan may be a starting point
Share the amount, commercial purpose, timing and approximate turnover.
Asset finance may be a starting point
Share the asset, approximate price and supplier.
Asset refinance may be a starting point
Share the asset, ownership and any current agreement.
Invoice finance may be a starting point
Share the invoices, payment terms and approximate turnover.
Start with the outcome you need
Describe the outcome and approximate amount.
Larger & specialist funding
Start with the requirement. NBS can review which route appears most relevant through its lender and specialist partner network.
Substantial B2B debtor book? Explore invoice-finance facilities of £250,000 to £10 million+, including a review of an existing arrangement.
Explore export invoice finance when eligible overseas invoices are the main cash-flow constraint.
Trade and export finance
Start with supplier/order funding, or compare export invoice finance for unpaid overseas invoices.
Contractual debt finance
Separate applications, approved amounts and retentions before reviewing a contract-led requirement.
Commercial property finance
Compare commercial mortgages, commercial bridges and development funding by purpose and repayment.
Acquisition and complex funding
Assess the transaction, contribution, target performance and possible funding components.
Solicitor and law-firm finance
Review practice cash flow, premiums, acquisitions, partner changes, premises and equipment by purpose.
Three clear steps
What happens after you enquire?
-
Tell us the need
Share the business, approximate amount and what needs funding.
-
We discuss it with you
NBS Finance clarifies the details and explains the proposed route.
-
A provider assesses it
If suitable, a provider completes its checks. You decide whether to proceed.
People before products
Your enquiry is reviewed by Isaac and Damian
They clarify the requirement and explain the proposed next step before a suitable provider introduction.
Questions before you start
Do I need every document?
No. Start with the information available. A provider may request further evidence later.
Is NBS Finance a lender?
No. NBS Finance is a broker and introducer. A provider makes its own assessment and decision.
Is NBS Finance a limited company?
No. NBS Finance is not incorporated as a limited company. It primarily supports funding enquiries from UK limited companies.
Is NBS Finance FCA authorised?
No. NBS Finance is not authorised or regulated by the Financial Conduct Authority. Where applicable, NBS works with lenders and intermediaries that are FCA-authorised for their own regulated activities. Their status does not make NBS Finance FCA-authorised, and the regulatory position can depend on the customer, product and agreement.
Does NBS Finance charge a broker fee?
No. NBS Finance does not charge the client a separate broker fee. Finance providers determine their own rates, charges, fees, security and terms.
How does NBS Finance access providers?
NBS Finance can access its lender panel as well as other broker and intermediary relationships. The route used depends on the requirement and provider appetite; an introduction does not guarantee approval.
What happens after I submit?
NBS Finance reviews the enquiry and contacts you to clarify the requirement and discuss the next step. See the full five-stage journey.
Can you promise the best rate?
No broker should promise a rate before provider assessment. Compare the full cost, fees, security and terms—not only the headline rate. See the six cost questions.